“Whoever is wise, let him understand these things;
whoever is discerning (prudent), let him know them;
for the ways of the LORD are right, and the upright walk in them,
but transgressors stumble in them.”  Hosea 14:9

In Ephesians 5:15-16 the Apostle Paul says,
“Look carefully then how you walk, not as unwise but wise, making the best use of the time, because the days are evil.”  

The ways of the Lord are stepping stones for walking wisely, but for transgressors they are stumbling blocks.  Therefore, let us then walk as wise men (women, too), receiving from God--
*Understanding:
“For the LORD gives wisdom; 
from His mouth come knowledge and understanding.”  Proverbs 2:6

Wisdom (Christ) speaking:
“I have counsel and sound wisdom;
I have insight; I have strength.”  Proverbs 8:14

The Apostle Paul to Timothy (and to us) says,
“Think over what I say, for the Lord will give you understanding in everything.”  2 Timothy 2:7

*The discerning one (prudent, wise, insightful)
Is Reserved:
“A prudent man conceals knowledge,
but the heart of fools proclaims folly.”  Proverbs 12:23

Is Cautious:
“The simple believes everything,
but a fool is reckless and careless.”  Proverbs 14:15

Is Teachable:
“A fool despises his father’s instruction,
but whoever heeds reproof is prudent.”  Proverbs 15:5

Has Foresight:
“The prudent sees danger and hides himself,
but the simple go on and suffer for it.”  Proverbs 22:3

*The wise know and are coming to know the ways of the Lord.  Spiritual knowledge is for the wise and is a cause for great rejoicing. More! It is a cause for exultation!
“But let him who boasts boast in this that he understands and knows Me, that I am the LORD who practices steadfast love, justice, and righteousness in the earth.  For in these things I delight, declares the LORD.”   Jeremiah 9:24 

Therefore, let us continuously seek Spiritual knowledge and understanding with all diligence and prudence for it is our loving Lord who is actively working in the lives of His own.
“And I am sure of this, that He who began a good work in you will bring it to completion at the day of Jesus Christ.”  Philippians 1:6
Amen